(1) Man is never so completely corrupted by sin that he cannot savingly believe the gospel when it is put before him, nor (2) is he ever so completely controlled by God that he cannot reject it. (3) God’s election of those who shall be saved is prompted by his foreseeing that they will of their own accord believe. (4) Christ’s death did not ensure the salvation of anyone, for it did not secure the gift of faith to anyone (there is no such gift): what it did was rather to create a possibility of salvation for everyone if they believe. (5) It rests with believers to keep themselves in a state of grace by keeping up their faith; those who fail here fall away and are lost. Thus, Arminianism made man’s salvation depend ultimately on man himself, saving faith being viewed throughout as man’s own work and, because his own, not God’s in him.
—J.I. Packer
A Quest For Godliness: The Puritan Vision of the Christian Life